> For the complete documentation index, see [llms.txt](https://yellow-umbrella.gitbook.io/yellow-umbrella/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://yellow-umbrella.gitbook.io/yellow-umbrella/07-reason-of-running-via-application/token-usage-case.md).

# Real-World Use Cases of YU Token

YU Token is **not just a payment method** but a **blockchain-based solution designed for real-world applications**. By integrating YU Token, both **small businesses and consumers** can benefit from **practical and efficient financial solutions**.

<figure><img src="/files/CxFnxbi43dZcaBedO440" alt=""><figcaption></figcaption></figure>

## **1) Payment Solutions for Small Businesses**

* **Lower transaction fees** compared to credit card payments, reducing business costs.
* **Instant settlement feature** improves cash flow for small business owners.
* Merchants can offer **discounts and rewards** through **YU Token**, leading to **enhanced customer acquisition**.

## **2) Usage in Cafés and Restaurants**

* Customers receive **instant discounts** when paying with **YU Token**.
* Orders can be placed by **scanning a QR code** on the table, enabling easy menu access and seamless transactions.
* Transactions are **stored on the blockchain**, ensuring **prevention of payment record tampering and errors**.

## **3) Online and Offline Shopping Payments**

* YU Token can be used for payments on **e-commerce websites** and **physical retail stores**.
* **Faster and cheaper transactions** compared to traditional **payment gateways (e.g., PayPal, credit cards)**.

## **4) Membership and Reward System**

* Users receive **YU Token as rewards** for engaging with the ecosystem.
* **Unlike traditional point systems, YU Token can be used across multiple services.**
* **Additional rewards** for payments made with **YU Token during special promotional events.**